“In the event you want medical insurance, the largest mistake you possibly can make is to attend and miss the Jan. 15 deadline, leaving you with out insurance coverage except you later qualify for a particular enrollment interval attributable to a qualifying life change,” Director Fox mentioned. “Even if you’re completely satisfied along with your present well being plan and don’t need to make a change, it’s best to think about updating your HealthCare.gov utility to ensure you are getting all of the financial savings to which you’re entitled. You will discover extra details about medical insurance, together with a pre-recorded DIFS medical insurance city corridor, by visiting Michigan.gov/HealthInsurance.”  

As of Dec. 7, 112,146 Michiganders have enrolled in a Market medical insurance plan. A number of elements have made shopping for a Market well being plan each simpler and cheaper for shoppers, together with:  

• Prolonged financial savings to assist extra Michiganders qualify for low- or no-cost medical insurance. Due to the elevated financial savings that had been not too long ago prolonged below the Inflation Discount Act, almost 80% of enrolled Michiganders certified to assist cut back their month-to-month premium prices in 2022, with many shoppers capable of finding a well being plan for lower than $10 monthly. Earlier than making use of, Michiganders can go to HealthCare.gov/Decrease-Prices to estimate whether or not they could qualify for these or different financial savings.  
• Elevated competitors due to new well being plans: Michigan shoppers can select from 233 accepted well being plans from 10 insurers on the Well being Insurance coverage Market, which is on the market at HealthCare.gov or by calling 800-318-2596.  
• $4 million in grants have been awarded to a few Michigan organizations to increase entry to certified Navigators. These educated professionals present free, native help to shoppers who need assistance signing up for well being protection. For help, go to LocalHelp.HealthCare.gov or name 800-318-2596.  
• Latest federal motion has mounted the so-called “household glitch.” Extra members of working households can now qualify for a subsidy to buy medical insurance.  

To evaluate obtainable plans and charges, go to HealthCare.gov at this time and apply earlier than Sunday, Jan. 15 for protection that begins on Feb. 1. For questions on medical insurance and details about the DIFS medical insurance city corridor collection, go to Michigan.gov/HealthInsurance or name DIFS between the hours of 8 a.m. and 5 p.m. Monday by Friday at 877-999-6442.