There isn’t any denying {that a} good life-style is dependent upon a person’s well being. Particularly after the post-Covid period, this example has been extra alarming, which has left us all pressured to imagine that there isn’t a substitute for good well being and psychological well-being. Moreover the periodic outburst of viral infections, ageing can considerably have an effect on our well being. With rising age, our physique turns into extra fragile and susceptible to well being issues. 

The physique’s ageing hampers the standard and performance of inner organs, muscle mass, bones, and the immune system. That is when diseases make their method into the lives of the aged and compromise their well being to a big extent. The maintenance of well being can get difficult, and with inflation on the rise, well being bills for seniors can value them a fortune. From analysis to remedy and aftercare, these actions may be pricey, derailing your monetary well being. 

What’s the answer?

Shopping for a complete medical health insurance plan for seniors is the optimum resolution to make sure their well-being whereas having much less monetary misery relating to bills. 

We at Magma HDI, labored arduous to introduce the unique OneHealth Senior insurance coverage coverage to deal with seniors’ well being challenges and promise them a wholesome retired life.

What are the bottom covers of this medical health insurance coverage?

This medical health insurance coverage covers the next medical remedy and exercise bills:

• Pre and post-hospitalisation bills

• In-patient care, resembling hospitalisation as a consequence of harm or sickness

• Fashionable remedy procedures 

• Annual well being check-ups

• Wellness providers like physician on name, specialist’s e-opinion, dietary e-counselling

• Protection for ambulance, day-care remedy, shared every day room money, organ donor, and domiciliary hospitalisation 

What are the eligibility standards for medical health insurance?

The minimal entry age for senior residents is 56 years, and there’s no most higher cap. Nevertheless, proposer ought to be of age 18 or above. The renewal time period for this medical health insurance is lifelong.

Sorts of plans out there.

Magma HDI OneHealthSenior insurance coverage coverage gives numerous sum insured choices. They’re 3L, 4L, 5L, 7.5L, 10L, 15L, 20L and 25L. You may select from two completely different plans viz. Gold and Platinum.

It’s also possible to customise your plansby including non-obligatory covers like non-payable expense cowl, lower in co-payment, and so forth.

Advantages of shopping for medical health insurance.

You may declare a tax deduction underneath Part 80D on the premium paid towards this coverage.

*Topic to alter in tax legal guidelines

The insurance coverage coverage offers with hospital payments, saving your time and extra paperwork.

Health insurance coverage reduces the monetary stress on you and your loved ones through the annoying time of a medical emergency.

Health insurance coverage supplies cash for paying a variety of health-related bills.

You will get a bonus for those who haven’t claimed your medical health insurance prior to now.

Let’s have a look at the exclusions the place you received’t have the ability to declare your insurance coverage:

• Substance abuse 

• Hazardous or journey sports activities 

• Exterior congenital anomaly 

• Beauty remedy 

• Therapy not supported by prescription

Key options of the OneHealth Senior Insurance:

• The ready interval for pre-existing ailments is simply 1 12 months

• No co-pay software for accident-related claims

• 30% co-pay relevant for non-accident-related claims

Easy methods to declare OneHealth Insurance?

You may declare this medical health insurance utilizing the next ideas:

• Obtain the “Magma HDI” cell app and observe claims

• Avail wellness providers

• Obtain kinds

• Search for a hospital for a cashless facility

• Entry coverage facility options and well being playing cards utilizing the app

It’s that easy!

Simply as we are saying that childhood is the very best part of our lives, perceive that previous age is the part to cherish all of the armchair recollections and provides your self additional time to do stuff you all the time wished to. All this may be doable provided that you keep match. Shopping for the fitting medical health insurance can assist you propose for a financially and emotionally steady previous age. 

Magma HDI’s OneHealth Senior insurance coverage coverage is your ticket to happiness. Click on right here to study extra concerning the coverage. You may additionally contact us at magmahdi.com for the newest updates and data on completely different insurance coverage insurance policies.

Disclaimers:

For covers, full listing of exclusions and different particulars, please confer with the coverage wordings out there at www.magmahdi.com

The commercial incorporates solely a sign of covers provided. Advantages could fluctuate in accordance with the plan opted for. For extra particulars on Threat Components and exclusions, please learn the phrases & circumstances and gross sales brochure fastidiously earlier than concluding a sale. Magma HDI Common Insurance Co. Ltd. | www.magmahdi.com | E-mail: [email protected] | Registered Workplace: Growth Home, 24 Park Avenue, Kolkata – 700016. CIN: U66000WB2009PLC136327 | IRDAI Reg. No. 149 | OneHealthSenior UIN: MAGHLIP23048V012223 | Commerce logos displayed above belong to Poonawalla Fincorp Ltd. (previously often called Magma Fincorp Ltd.) and HDI International SE, and are being utilized by Magma HDI Common Insurance Firm Restricted, underneath license.OneHealthSenior.ver.1-11-22 BA ENG.

Media Contact
Firm Title: Magma HDI Common Insurance Firm Ltd.
Contact Individual: Ms. Diana Monteiro
E mail: Ship E mail
Metropolis: Mumbai
State: Maharashtra 400022
Nation: India
Web site: https://www.magmahdi.com/