Apart from meals safety, the brand new Malaysian authorities must also look into the feasibility of introducing a nationwide medical insurance scheme to provide the individuals full medical protection for all their medical wants.

Presently, solely prosperous Malaysians can afford a non-public medical insurance coverage coverage to behave as an armour that ensures that each one relations have entry to the very best medical remedy accessible. Regardless of rising prices, many individuals nonetheless insure themselves and their complete households as a security measure.

With a non-public medical insurance coverage coverage, we will assure the insured have entry to immediate medical remedy. Most individuals are involved about heavy medical payments, particularly if the sickness requires extended hospitalisation, surgical procedure and follow-up remedy.

Regrettably, such non-public medical insurance coverage is past the attain of many and, so, many are denied entry to immediate high quality medical remedy. Unusual individuals merely can not afford non-public insurance coverage.

Typically even non-public medical insurance coverage won’t cowl an insured particular person to the total value of hospitalisation, surgical procedure and follow-up remedy.

A good friend of mine just lately underwent a coronary heart bypass operation. He stated the invoice got here as much as almost RM90,000 however his insurance coverage protection solely allowed a most of RM70,000. So, he needed to stump out RM20,000 from his personal pocket – a considerable sum for a retiree.

It’s in opposition to this backdrop that the brand new authorities ought to discover the potential of changing the Social Safety Organisation (Socso) right into a nationwide medical insurance scheme. It will be certain that everybody can have entry to the identical medical remedy.

Workers in the private and non-private sectors would most likely not thoughts paying an affordable quantity each month from their month-to-month wages to help such a scheme. Everybody is aware of the advantages of such a scheme, and it covers an individual from cradle to grave.

With such a scheme, workers get pleasure from enormous lifetime advantages. What higher safety can a rustic give its individuals than a nationwide medical insurance to cowl medical emergencies?

The scheme must also cowl medical remedy for the staff’ complete household at non-public medical clinics and medical centres. Solely then will workers stop to have any extra anxiousness and even nightmares over medical payments.

The scheme ought to be prolonged to cowl visitor employees from different international locations. We must always always remember them as we’re morally obligated to make sure that they too obtain the very best medical remedy accessible. In truth, as soon as they’ve acquired a sound work allow, they have to additionally get pleasure from private and non-private healthcare providers like the remainder of us

In any case, they’re contributing considerably to the financial growth and prosperity of Malaysia. With out them, many financial sectors in our nation might be paralysed.

Beneath such a nationwide medical insurance scheme, individuals can have the selection of going to a public or non-public hospital or clinic of their selection. This may even relieve the burden confronted by public hospitals and clinics, which are actually stretched to the restrict by sufferers.

If the nationwide insurance coverage scheme extends the identical medical safety to all our individuals, Malaysia might be recognised as a rustic guided by an ethical compass. It should paint an image of Malaysia as a rustic that has bought its priorities proper.

Once we make a headway on this course, we’ll slowly transfer in direction of changing into an egalitarian society like Sweden.

If a nationwide medical insurance scheme is launched, Prime Minister Anwar Ibrahim will go away behind a priceless and lasting legacy. If we implement such a scheme, Malaysia will give ethical management to many international locations around the globe.

All we want is the inexperienced mild from the federal government for our planners to provide you with a nationwide medical insurance scheme. We have now adequate gifted individuals within the nation to place ahead concepts and proposals for the planning and execution of a workable nationwide medical insurance scheme.

Such a scheme will certainly obtain bipartisan help. Each side of the political divide can work collectively to provide you with a possible scheme. They will get suggestions from NGOs, business organisations, the Malaysian Employers Federation and the Malaysian Trades Union Congress.

How will we finance such a nationwide medical insurance scheme? Financing such a scheme shouldn’t be an infinite downside.

Apart from the employer-employee contributions, we can have adequate monetary sources accessible if we slash corruption, mismanagement and different types of wastage. Sufficient monetary sources might be accessible if we plug all these loopholes.

Malaysia can supply the very best totally lined medical advantages accessible to all its individuals. It isn’t a far-fetched dream however one which I hope could be realised in my lifetime.

We owe this fundamental service in life to all our individuals. It should certainly be a priceless bequest for posterity – a legacy cherished by future generations, who will know that we, the individuals of at this time, cared for his or her wellbeing.

Nobody ought to ever be denied the very best medical remedy, no matter his or her station in life or social standing.

High quality medical remedy ought to all the time be a fundamental proper for everybody and never the prerogative of a privileged minority.

AGENDA RAKYAT – Lima perkara utama

1. Tegakkan maruah serta kualiti kehidupan rakyat
2. Galakkan pembangunan saksama, lestari serta tangani krisis alam sekitar
3. Raikan kerencaman dan keterangkuman
4. Selamatkan demokrasi dan angkatkan keluhuran undang-undang
5. Lawan rasuah dan kronisme

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